Website Terms and Disclaimer

About these terms

This website is operated by Machine Finance Pty Ltd (ABN 29 657 970 235), trading as MFG Finance and MFG Earthmoving Finance. By accessing or using this website, you agree to these terms. If you do not agree, you should not use the website. Our Privacy Policy explains how we handle personal information.

Commercial and business finance only

MFG Earthmoving Finance is positioned for equipment and facilities acquired, operated or used for genuine commercial or business purposes. The website is not intended to invite personal or consumer finance applications. Whether a transaction is treated as commercial or business finance depends on its facts, the applicant, the purpose of the finance and applicable law. We may decline an enquiry outside our service scope.

General information, not a finance offer

Information on this website is general and has not been prepared for your particular objectives, financial position, business circumstances or requirements. It is not legal, tax, accounting, investment or financial product advice and should not replace advice from an appropriately qualified professional.

Nothing on this website constitutes an offer, approval or commitment to provide finance; a representation that a lender, structure, rate, term or amount will be available; a valuation of equipment, a business or another asset; or a recommendation to enter into a purchase, finance arrangement or transaction.

Finance enquiries and lender decisions

Submitting an enquiry does not create a client relationship, finance contract or obligation on MFG or any lender. A formal engagement may require further information, authorities and documentation.

Potential finance is subject to assessment, eligibility, due diligence, satisfactory security, valuation, lender policies, applicable law and final lender approval. Rates, fees, terms, conditions and lending appetite may change without notice. Approval and settlement are not guaranteed.

We act as a finance broker and may approach suitable banks, non-bank lenders or other finance providers. Lenders make their own independent credit decisions. Applicable broker fees, lender fees, commissions or other remuneration will be disclosed as required in the relevant documentation.

Equipment and transaction information

Equipment and fleet finance can involve specialist issues including ownership, condition, valuation, insurance, transport, registration, security interests, taxation and transaction documentation. Website content cannot address every issue or replace a transaction-specific review.

You are responsible for your own commercial, mechanical, legal, tax and operational due diligence before acquiring equipment or entering a finance arrangement. Obtain advice from appropriately qualified professionals where required.

Case studies and results

Case studies describe particular client circumstances and are provided to illustrate the type of work MFG may undertake. Past results do not guarantee the same or a similar outcome for another client. Finance availability and outcomes depend on the facts, credit assessment, lender policy and market conditions at the relevant time.

Accuracy and website availability

We aim to keep website information useful and current but do not warrant that every statement is complete, accurate or suitable for every circumstance. Content may change without notice. We do not guarantee uninterrupted, secure or error-free website access.

Third-party websites and services

This website may link to third-party websites or use third-party hosting, form processing and technology services. Links are provided for convenience and do not mean we endorse or control a third party, its content, products, security or privacy practices. Your use of a third-party website or service may be subject to its own terms and privacy policy.

Intellectual property

Unless otherwise stated, website content, branding, design, text, photographs, graphics and other materials are owned by or licensed to Machine Finance Pty Ltd and protected by intellectual property laws. You may view and print reasonable extracts for legitimate business use. You must not reproduce, modify, republish, distribute, scrape, commercially exploit or create derivative works without prior written permission, except as permitted by law.

Acceptable use

You must not misuse the website, interfere with its operation, attempt unauthorised access, introduce malicious code, submit false or misleading information, impersonate another person or use the website for unlawful, fraudulent or abusive purposes.

Liability

To the maximum extent permitted by law, Machine Finance Pty Ltd and its directors, employees and contractors exclude liability for loss or damage arising from use of, or reliance on, this website or its content, including indirect or consequential loss, loss of opportunity, profit or data. Nothing in these terms excludes, restricts or modifies a guarantee, right or remedy that cannot lawfully be excluded, restricted or modified.

Governing law

These terms are governed by the laws of New South Wales, Australia. You submit to the non-exclusive jurisdiction of the courts of New South Wales and courts entitled to hear appeals from them.

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